Insurance was created by God (it’s a good creation). The problem it is sold by man.

Financial Planning is good. The problem is the financial planners.

MLM (Multi-Level Marketing) is such a creative invention. The problem it is sold by man.

Most of us will feel sad over ‘lost of the loved ones’. But some people mixed up with ‘love of the lost ones’. They still love ‘the lost ones’, and they are still dreaming of getting them back. The difference – the pains never go away. | 200802

Many wanted to ‘go to the top’. Some ‘touched the top’, some didn’t. For those who ‘touched’, only very few ‘touched and stayed’. Most of them ‘touched and dropped’. | 2007

It’s only when you start to ‘unload’ that you really start to live. | 2006

We climbed up and then we came down. Why not go straight to the ‘eventual down’ bypassing all the ‘ups and downs’. | 2005

It’s easy for most of us to admit that there is ‘something’ in life only God can help. The difficult part is to understand what are the things in life belong to this ‘something’. | 20060410

Each time we ‘upload’, it brings ‘happiness’. How long will this ‘happiness’ last, I don’t know. Each time we ‘unload’, it brings ‘pain’. How long will this ‘pain’ last, I don’t know. | 200612

There are times in life, we keep ‘loading’ ourselves, and we find it is ok to do so. And then it will come the time we start to ‘unload’, and we, too, find it is ok to do so. My question is “When is the best time to ‘unload’? Is it better to start ‘unload’ at young age?” | 200611

‘Direction’ is far more important than ‘Distance’.

‘Discipline’ is far more important than ‘Decision’.

Everyone has an ‘Agenda’.

Which consultant will tell you that your problems cannot be solved?

Have you ever experienced looking for your car in the carpark when you were driving it?

To have protection is not the same as to have insurance.

4 things are free: Love, Music, Laughter, Nature. | 2002

5 things are free: Love, Music, Laughter, Nature, and ADVICE.

We are confused by Custom, Religion, Tradition, Superstition, 10 Commandments (if you are a Christian).

Which one should we teach/learn: ‘not to make mistake’ or ‘not to give up’? | 200205

Everyone argues to their advantage. | 200205

“Stop. Look. Walk” is the same as what we have been taught in motivational or life planning class: “Slow down. Think. Action”. | 2001

People spend a lot of money to learn “Stop/Slow, Think, Act”. I found it on road sign “Stop. Look. Walk” | 2001

“There’s gain. There’s loss.” But beware, what we gain is usually obvious, what we lose is always not obvious and sometimes hidden, and it’s dangerous. | 200009

We love to do things that can be quantified.

When fear comes, we do the ‘obvious’ things. But the real dangerous things are often in not doing the ‘hidden’ ones. Or put it the other way round, the ‘danger’ are often ‘hidden’ in those ‘obvious’ things we do. | 2001

Humans are a ‘straight-line’ thinking animal (when the price goes up, we think it will go up some more. When price goes down, we think it will go down some more). Sometimes, we don’t even think at all but just follow the line. | 2001

I ever said ‘Moral value is important for job interview.’ Few days later, our minister mentioned ‘How to measure a person’s moral value’.

One day, family will start to look for and discover the thing that has been hidden under their carpet – that is ‘moral value’.

LaoGOH’s Left-hand Rule: Happiness, Success, Money. There is an ‘Ideal/Maximum’ spot. | 1997

What’s ‘right’? What’s ‘wrong’? No sure-right answer. We think any thing we have or we do that is ‘to our advantage’ is ‘right’. | 20080422

Who doesn’t have an OD account? Life is an OD – diminishing OD. | 1997

It’s difficult to know when you will own what you want. It’s more difficult to know when what you want own you. | 2000

Survey today shows 2/10 want to migrate. My survey 10 years ago showed 9/10 wanted to migrate. And these 9/10 are still in Singapore today. | 200209

7 out of 10 scolded the government before poll. But each time after the election, 70% or more voted for it.

Does travelling make us a better person? If yes, then Jesus must be a lousy person.

I invented ‘wisening’. | 2000

While young generation is taking so long and too much pains to budget for parent allowance, what (most) parent want is their children to be around. | 2000

Every parent – no matter how old they are – loves to cook for children. Don’t stop them.

On a tour bus, young guys sleep through the journey. The old people are all eye-opened. Why?

Prayed for W.I.S.H. -> now I pray for W.I.S.H.E.S. (Wisdom, Intelligence, Strength, Health, Enthusiam, Safety).

If God made us with only one minor flaw, it must be that we don’t like to admit mistake. | 2006

20 years later, many old people will commit suicide. | 2000

‘Just do it.’ is right. ‘Just don’t do it.’ is also right. One day you will regret for BOTH the things you HAVE done and the things you HAVE NOT done. | 2002

Today, if you are invited for a house-warming, it’s most likely a private house. Where are the HDBers? | 2001

‘Inferiority Complex’ is sending your old (model) BMW to BMW dealer for maintenance/service. | 2001

We used to ‘believe’ non-educated persons were likely to have no integrity or honesty. Today, with more and higher educated people around, the ‘con’ jobs (.com, MLM, F.P., advisors, etc) are getting more. Strange! | 2002

There is no way to save the earth as long as we are still worshiping the rich (and the money). | 2006

‘Moral value’ is conveniently covered under our carpet today. It’ll be discovered and talked about 20 years later. | 2000

Stop reading. Start thinking. | 20020927

Stop reading. Stop thinking. Start doing. | 20070927

I have yet to find a ‘balanced’ person. | 2000

Many books on ‘How to make a good living’. Not many on ‘How to live good.’ | 1997

Teach not only ‘make a living’ but also ‘live’. | 1997

Make a good living NOT equal to living good. | 1997

One day, we have to ‘quote and unquote’ the word ‘success’ whenever it is used. | 2000

‘Success’ must be replaced by ‘have achieved or have reached’ at certain area/level in life.

Have you ever hugged somebody? | 1998

Have you ever said ‘I love you’ to somebody? | 1998

When you approached someone (or someone approached you) with your problems in mind, you must make sure, after signing on the dotted line, your problems are solved (not the other way round.)

1:2:7, 10:20:70, spend 10% of your everyday recalling/remembering your past, 20% worrying (or planning) your future, 70 living today. | 200103

Sometimes, I think it’s the dog that is enjoying the landed property. | 2000

Not many things in life come with a ‘second chance’ – just save without any insurance is one of such examples. | 2000

‘cong’ vs ‘ren’, ‘ji’ vs ‘rang’. ‘cong ji’ vs ‘ren rang’ which is better? I’m waiting to see. | 200203

We dream. Then we work hard to fulfill our dreams. Then we worker harder to sustain our dreams (that have come true.) | 2000

Asst Site Mgr = Site Foreman. Interior Designer = Renovation Contractor. Financial Planner = Insurance Agent. | 2000

We didn’t own them in the first place. Then we work hard to own them. Then we don’t know who owns who.

“Value-added” has cost many people his “value.” | 10/2000

“upgrade” this word has caused many people to “downgrade”. | 20080504

“upgrade” in one area usually will cause “downgrade” in other areas. | 20080504

‘Have share/stock’, ‘have your home’, ‘have your stall’, ‘value- added’, ‘financial planning’, ‘have your shop’, (now IR)… are political agenda. But we believe and follow.

The one who sells stamp (in the post office) is not a stamp collector. The one who plans for public transport drives to work/meet. The one who sets the insurance rules has not sold a single policy. | 2000

Asking a property developer ‘Is it a right time to buy property?” is the most stupid question. Yet we do it often. | 2000

Asking a fruit stall owner ‘Is your apple sweet?” is the most stupid question. Yet we do it often. | 2000

What I’m doing is 100% right. But to prove it, something must happen – die or sick. | 200109, refer to selling insurance.

We are only ‘temp’ on earth, why are we working like as if we are going to be ‘confirmed’ to be a ‘perm staff’? | 2002

Which is better: ‘Happy technician’ or ‘Sad engineer’? | 2001

GE is a company, its bottom line is ‘Profit’. You and me are friends, our bottom line should be ‘Friendship’. | 2002

‘Balance’ is Dynamic. Most people think or expect it to be Static.

What’s your “ONE BIG HAPPINESS”? If you are offerred 10 small happinesses in exchange of this “ONE BIG HAPPINESS”, will you accept? | 200710

‘NOW’ is the time we can contribute the most. Because, in the past, we have strength but no wisdom, tomorrow we will have more wisdom but will be too old (weak) to share. | 09/2007

‘Having less’ and ‘Wanting less’ are two completely different things. ‘Wanting less’ is good. ‘Having less’ is not so good. | 200710

Few died of HFMD (Hand Foot Mouth Disease). Most die of ‘Heart, Face, Money Disorder’ or ‘Heart, Face and Mental Disease’ – Heart says one thing, Face says another, Money/Mental creates Disorder. | 200010

A real happy person is someone who does not boast how rich he is, or hide how poor he is. | 200010

Can a man not boasting how rich he is (when he is rich), or hiding how poor he is (when he is poor)? | 200710

A person can be happy if he stops boasting how rich he is or hiding how poor he is. | 200710

We all know the 6F concept. Can weakness in 1F weaken all the other 5F? | 200107

Always buy a metallic silver coloured car. It will cut down your car wash expenses. | 200107

The real MOE is in your house. The government’s MOE is only a ‘MOQualifications’. | 200104

Men and women will have different favours (from men). So, women, please don’t compare achievement.

Love is still the ONLY solution to many problems. We forget this. | 200110

No one talks about ‘wisdom’ as it cannot be measured/weighed. ‘Smartness’/’Cleverness’ can be shown on paper and can be used to show off, and it is therefore more talked about. | 200209

Self-employed behave like employed. Employed behave like a self-employed. Both are no good. | 2001

At first, we believe we must have the ‘power to get’. Later, we realise we lack of the ‘power to let go’.

We are taught by everyone (I’m not sure God is one) ‘the power to get’, then later in life, we realise we wish we have ‘the power to let go’.

It is as if ‘money’ is the only problem we need to handle or learn how to handle (OR we cannot handle) today. | 03/2002 after read about AWARE.

Don’t act poor. There is no way to act poor till you are really poor. | 2002

‘Number game’ is the main culprit for many wrong doing today. | 200209

‘Ranking’ is the No.1 culprit (devil) for many wrong doing today.

To be balanced, we need a lot of thoughts and efforts. But to lose balance, we need just only one thought/action (no effort). | 200203

5 things are free: Love, Laughter, Music, Nature, Time. | 200209

More talents, more cultured, both cannot guarantee happiness. | 200710

MDRT = Mommy Daddy Round (the) Table. | 2000

There are countless ways of living our life. The problem is we only live once. Not only we can’t try all ways, we can’t get back what have passed. | 200710

There is such thing called ‘AGENDA’. The earlier you understand how man do all he can to solve his own agenda, the sooner you will learn how not to get conned.

‘Life’ has two meanings in mandarin: ShengHuo or ShengMing. So when one asks ‘How is life?’, what does he mean?

Everyone has a ‘black hole’ (at least one thing that will make him sad/imbalanced.) | 200105

F = Fear not, but have Faith, O = Organise & Orientate, R = Relive not, but Re-think. | 200103

Internally Organise, Externally Orientate. | 2001

I believe it takes more courage for a person to admit mistake than to commit suicide. | 200112

It usually takes less reasons to commit a mistake. But it takes a lot more reasons for not admitting it. | 200710

There will be a stage where your happiness comes from fulfilling your urge/desire. Then there will be a stage where your happiness comes from suppressing your urge/desire.

You are happy because you are having more. I am happy because I am wanting less. | 2008

I am not happier than you. I only know I am happy. | 200807

I am 48. I live like I am 58. I will tell people I am 58 but I look like 48. Things that I think I will unload when I am 58, I learn to unload them at 48. In doing so, I live more. | 2007

There will be a stage where you will boast about how much you can spend. Then there will be a stage where you will boast about how much you can save.

Certain things give you lots of pleasure but not much happiness. Certain things give you lots of happiness but not much pleasure. | 200708

The only reason to explain why ‘old people don’t ‘sleep in the tour bus but the young chaps do’ is the old have limited life to look at the world but the young still think they have plenty of time to spend and maybe, come back again in the future.

A 10-year span is about 1/3 of the remaining life for a 40s (he has only 3 10- year), but for the 20s, it’s only 1/5 (they have 5 10-year).

PEACE is the word. | 2000

If your old-age mom loves to cook for you, let her do it. Don’t think it’s tough on her. She wants it, she enjoys it, because she knows she has very little time left to do it often.

We may not know the actual definition of certain words, but are happily using them in our conversation. E.g., ‘This guy is not holy.’ when we can’t even define ‘holy’. | 04/2001

Only Singaporeans can de-stress the 358-day stress with a 7- day trip. | 1999

It’s good to be ‘somebody’. It’s good to be ‘nobody’. Whichever you want to be, they are both not easy. | 2006

If you think you will be happy if you are ‘somebody’, or if you think you will be happy if you are ‘nobody’, you are both wrong. | 200807

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From the day the monk got himself a video cam, he will soon ask for a player, a TV, a printer, a rack, a store, a room, … that’s how we ask for troubles.

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When you make it, it’s ‘yuanjian'(foresight). If fail, it’s ‘duanjian'(suicide).

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When you make it, it’s ‘zhizhuo'(perseverance). If fail, it’s ‘guzhi’ (stubborn).

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When you make it, you’re ‘entrepreneur’. If fail, you’re ‘gambler’.

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When you make it, it’s ‘smart’. If fail, it’s ‘stupid’.

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Have you seen anyone throwing rotten eggs at a Financial Planner, a fortune teller, analyst or fengshui sensei? I don’t think so. But very likely, you have seen they received ‘hongbao’ for what they have ‘struck’. This is strange.

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Knowing how to play one or more musical instruments (or speak two or more languages, etc.) will make you a cultured person, but it will not make you a happy person. | 200709

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When a person has nothing, he wants a little. When he has a little, he want a lot. When he has a lot, he wants more.

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A 70-yr-old sick (but rich) person is willing to exchange with a 20- yr- old healthy (but broke) person. But the other way round won’t happen.

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One day, the best selling books will be about ‘The meaning of life’. | 2002

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The art of not-complaining. | 200208

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“You are the can!” kills. | 2002

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The No.1 devil in this world today is ‘ranking’.

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Insuranceman says, “We must die.” MLMer says, “We must live.” | 200208

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One day, S’pore will appreciate the ITE/EM3. They stay. | 200208

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The Ministry talks about ‘competitive’, and so we teach our kids ‘competitive’, and then we realise they even compete (fight) with us and among siblings.

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It takes some courage to commit a mistake. It needs more courage to admit that mistake.

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It takes more courage to admit a mistake than to commit suicide. | 200112

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Many people are waiting for better time or for better things to happen in life. Not knowing waiting by itself is spending our life away.

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If life can be planned, we don’t need God.

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‘Cannot live with less.’ or ‘Cannot have more.’ – both are stressful.

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It’s difficult to be a somebody. It’s also difficult to be a nobody. They are equally stressful. | 2007

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Future generation, the 3G, will be lost not because of ‘not enough things/money’ but because of ‘not enough loss’. | 2002

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Future generation don’t lack of anything, they only lack inter- personal skills. | 2007

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Music (or other arts) can make you a more cultured person. It may not make you a happier person. | 200709

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‘The Art of Not-Comparing’. | 200209

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MVP = Mission Vision Passion | 2002

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Frankly, you buy something is it because of ‘value for money’, or is it because of the ‘value’ or is it because of the ‘money’? | 2002

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When you are prevented from falling further is not the same as you are rescued/saved. | 2002

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There is such thing called ‘give and take’. We are more willing to take. We find it so difficult to ‘give’ (let go). | 200210

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When someone tells you ‘worship’ is a ‘holy’ and ‘strong’ word, don’t believe them. They ‘worship’ many things in life, too. | 200211

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A one point, your happiness comes from ‘fulfilling your urge (to own things or power or fame)’. Then, some point, your happiness comes from ‘resisting/suppressing/controlling your urge (to own things or power or fame)’. | 11/2002

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We tend to go after things that can be ‘quantified’. We tend to ignore/neglect things that cannot be ‘quantified’ (moral, creativity, love, relationship, communication, etc.) And the really important one is often ‘cannot be quantified’. And the really dangerous one is often the one that can be ‘quantified’. | 200210

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Church today runs like a MLM. MLM today runs like a church.

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MLM is operating like terrorism. They create an idea, you are convinced, and then killed yourself trying to convey the ‘belief’. At the end, the creator is still alive… recruiting people like you everyday. | 200210

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Everyone must die. Some die without much meaning/value (bai shi), some live without much meaning/value (bai huo). | 200210

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Some call ‘mistakes’ as ‘experience’. Some insist ‘experience’ can only come from ‘mistake’. Does it mean we have to ‘mistake’ to gain ‘experience’? | 200210

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Everyone dies with some degree of ‘regrets’. You are more successful if you die with the ‘least regrets’. | 2007

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Everyone dies with some ‘regrets’. Some regret what they have not done. Some regret of what they have done. | 200807

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Is there such thing called ‘lasting trend’? So, is ‘lasting trend’ better or is ‘latest trend’ better. | 200210

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Is ‘between A & B’ the same as ‘between B & A’? In some cases, NO. ‘between sunrise and sunset’ is NOT the same as ‘between sunset and sunrise’. | 2002

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Most believe ‘an intelligent person may not be academically excel’, but most believe ‘an academically excel person is intelligent’. | 200211

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To many people, life is full of unknowns/uncertainties but all of them added up always equate to ‘ming’ (fate). E.g.. a+b-c/d…= ‘ming’ (fate). | 200211

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Most of us are ‘not doing what we love’ or ‘not loving what we do’. Why is that so? Whose fault is that? Can we blame God? Does God has the answer? | 200211

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If you tell people you choose family over career, they’d say you are finding excuse for your failure in career. If you tell them you choose career over family, they’d say you are finding excuse for your failure in family. Why bother what others say? | 200211

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Look at what others have balanced, learn from them. See what others have lost balance, learn from them, too. | 200211

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It’s very difficult to convince others that you are broke when you’re driving a BM – new or old. | 200211

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50% don’t know what they want, 50% don’t know what they don’t want. All don’t know which 50% they belong to. | 200211

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How sure that after a person ‘upgraded’ their property, they become a happier person?

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Upgrade property is not the same as upgrade quality of life (most of time, it’s upgrade of standard of living).

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You want to upgrade standard of living. I want to upgrade quality of life.

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If 50% of ‘upgraders’ are not satisfied/happy, 50% of them are satisfied/happy, most of them are fearful that they belong to the first 50%. | 200211

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4 quadrants: highly-qualified and happy, h-q and not happy, lowly-qualified and happy, l-q and not happy, which quadrant you re in or want to be in? | 200211

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When we talk about ‘time’, we have only the ‘future’ (time). Not past, not even now. Once understand this, we have only two dimensions: ‘long-term’ future, and ‘short- term’ future. | 200212

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People who want ‘assurance’ will later want ‘re- assurance’. | 200211

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If you cannot do different thing well, do same thing better. | 200212

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Certain things have ‘trend’. Certain things should not have, e.g. Bible, insurance, love, laughter, nature… etc. | 200212

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If you cannot have more, or cannot want less, you are equally sad. | 200301

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If you can ‘have more’ and also can ‘want less’, that will be the truest and best ‘happiness’. | 200301

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The one selling the (collectible) stamp is not a stamp collector. He will never understand a stamp collector. | LLA

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The Public Transport Committee is formed by a group of people who drive, and drive to meet to solve public transport problems. | LLA

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‘McDonald’s Kid’s Syndrome’ = biting a straw, sitting around for hours, waiting for something to happen, hopeful something ‘bad’, but not happen to them. | LLA

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‘Ranking’ is the No.1 culprit for a person’s, or a country’s, or an organisation’s rise and fall. Look around people around you, country around you, or any organisation around you. They rise because of ‘ranking’, they also fall because of ‘ranking’. | 200301

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Best way to live: Start to love the things you do and to do the things you love – parallel and concurrently – NOW. | 200301

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‘Critical Thinking’: is it 1.being ‘crisis oriented’, or 2. criticism only? | 200301

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Being a ‘Critical Thinker’ is not the same as being ‘Critical’. | 200804

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Being ‘Critical’ doesn’t make you a ‘Critical Thinker’ or a ‘Thinker’. | 200804

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Some are critical thinker. Some are just being critical.

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We wish everybody ‘Good Health’ during Chinese New Year, but then look at the food we offer – they are all possible to make a person sick then normal food. | 200302

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Only a toad will buy a toad from a toad. | 2003

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Toads buy toads from toads. | 200804

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Statistics are meant to be ‘dynamic’, but we use it as if it is ‘static’ to get what we want to achieve. | 2003

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A lot of statistics are of negative value (it does no good to the one who intends to use it), so we choose not to use it. | 2003

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A lot of statistics are of no commercial value, so nobody does it. | LLA

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We only use those statistics that help us or benefit us. | 200804

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The one who shows you any statistics is showing it to their advantage. | 200804

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You notice it? Only the ‘sellers’ are using statistics, and they are using only those that are to their advantage, and they are really using it to this effect. | 200804

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If I can, I will do many statistics that are to the ‘buyers’ advantage. | 200804

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When you are approached for any ‘get rich’, or MLM programs, they will show you how much the top owners are earning, ask them ‘How many of them’, and ‘how many in their list that have lost money or have quit’. Keep quiet, and see how they answer you.

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Of course the motivators want you to be ‘positive’, because they know that is the thing they want you to have ‘to make them rich’. Negative people never make them rich. | 200804

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In any motivational seminar, the motivator is using the same formula for everyone in the hall, without factor in the age, the commitment, the health, the other conditions of every individuals.

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They tell you to dream BIG, but when you failed, they said you should not dream TOO BIG. | 2003

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It maybe good to ‘redo’, ‘recap’, ‘rethink’, ‘reorg’, ‘recall’, just don’t ‘regret’. | 2003

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85% good, 15% bad, shall we improve or do more on the 85% or shall we improve or do more on the 15%? | 200405

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“How I succeeded.” is a position talk. “How I failed.” is good for past, present and future. | 200405

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When a person say, “Money is not important,” he is likely poor. When a person says, “Money is not everything,” he is likely rich. | 200406

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First principle to ‘balance’ is understand that ‘no one is balanced’. | 200804

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To balance is to first understand that no one is balanced. | 200409

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Seeing someone not as balanced as you will make you more balanced. (Note: this is very similar to ‘Happiness is seeing someone worse than you.’) | 200804

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Sentences that start with ‘I want…’ are most of the time not positive. It causes more negative effect than positive. Sometimes, it could be ill- intentioned. | 200409

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Some sell dreams to others to fulfil their own dreams. | 200410

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Nobody loves to do ‘after sales’ service, or survey, or evaluation. | 200501

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We are brought up, and educated to believe that we must be proud of our school, our company, our church, our boss… even when they are doing the wrong things? | 200501

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Hairs don’t lie. If anyone tells you they have no stress, look at them to see if their hairs are thinning or turning grey. | 200804

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As made by God, man don’t admit weakness or mistakes easily. So it’s natural that people tell you they are working happily or without stress. To guess if it’s true, look at their hairs – if they are thinning or turning grey. | 18/04/2008

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We spend whole life asking and seeking What, When, Where, Which, How, How much, but only realise the last thing we ask on earth is WHO.

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Two persons doing the same thing to get to where they want to be, the person who make it is ‘perseverance’, the other who can’t make it is ‘stubborn’.

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Two persons doing the same thing to get to where they want to be, the person who make it is ‘have the foresight’, the other who can’t make it is ‘short-sighted’.

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In everything we do, don’t be too sure or over confident. Always leave 1% for God. | 200804

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There is only one thing that is able to self-balance itself and it must work, but it is only a matter of time, and that is called ‘liang xin’. | 200804

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Who says ‘there is no such thing as a free lunch’? There are still a few things are free in life: love, air, water, music. And one more: ADVICE. | 2011

We love to do things that can be seen and can be measured, eg. good grades, big houses, expensive tours, etc. Vice versa, things that are not easily seen and measured, we are not so keen on doing them, eg. good/moral behaviour.

Real ‘dangers’ in life often cannot be seen easily or are often hidden.

The one who asked you not to leave your job in the exit interview was later also asked not to leave his job. | 1993-4

Those who can remember things very well, good. Those who can forget things very well, better. | 2011

To think or not to think, which is better? | 2011

To be able to think or to be unable to think, which is better? | 2011

‘Sophisticated’ sounds good when used on a person. | 2011

‘Trust’ in the past meant 2-way – you trust me, I trust you. Today, ‘Trust’ means only 1-way – you trust me. | 2011

They realised that many of us want a ‘gracious’ society recently. But they didn’t realise what these people actually want is ‘everyone in the society be gracious to them’. | 201210

“Don’t drink and drive!” Does that mean ‘Drink first, drive later.”?

When you see the sign “Exiting Shop Coming.” outside a vacant shop space, you know that there is one “Exited Shop Gone.”

Not all the time ‘Between A and B” is the same as “Between B and A”. If you are asked to carry out a job ‘between sunrise and sunset’, you cannot do it ‘between sunset and sunrise’.

Kid’s wisdom: “Dad, my study is not hopeless. It’s ‘hope less’.” Perhaps, the next time we face hopeless situations, just believe they are only ‘hope less’. There is still hope. | 2011

If you do nothing now, there is nothing you can do later. | 201212

If you do nothing, it’s nothing wrong. But it’s also nothing right. | 201212

We always believe we must have the ‘power to get’. It’s only later in life that we realise what we lack is the ‘power to let go’. | 200209

How nice if our schools are teaching ‘the power to let go’ more often (in addition to ‘the power to let go’. | 201011

We begin by believing we must have the ‘power to get‘. It’s only later in life that we realise what we lack is the ‘power to let go‘. | 200209

How nice if our schools are teaching ‘the power to let go’ more often (in addition to ‘the power to get’. | 201011

Should we blame God for His ‘blessing us the power to get’.

Number game‘ is the main culprit for many wrong doing today. | 200209

Ranking‘ is the No.1 culprit (devil) for many wrong doing today. | 200209

How to change a person (from good to  bad, or from bad to worse)? Give him money, if he changes, he becomes merciless. Give him women, if he changes, he becomes heartless. Give him power, if he changes, he becomes a bastard. | 201503

‘Financial Planning’ is good. It has made many financial planner rich. Note: not the financial ‘plannee’ (bad English).

You can save time. You can save money. You CANNOT save ‘life’. | 2016

I overheard this: “Google also cannot help you.” (i.e. you are hopeless) | 2016

Everyone is talking about Work-Life Balance. It’s so simple to achieve that: Super high salary, with not much work (stress), and work place is near your house. And now comes the latest concept: unlimited leaves. Wow!

Everyone is talking about Work-Life Balance. If you have no ‘work’, you are left with only ‘life’. Nothing to balance. Vice versa, if someone is ‘enjoying work’ with ‘no life’, he has nothing to balance, too. | 201804

If your spouse tells you you are working too hard and says such thing like ‘it’s not worth’, he may not be concerning about your health. He may be hinting that your pay should be much higher. | 2017

Stop Doing. Start Thinking. Thinking Clearly Reduces Undesired Stress.