Teach your kids ‘Discipline’ before ‘Decision’.

In life, aim for ‘Direction’. Not ‘Distance’.

Combine the above, I call it “4D Wisdom”.

Go for buffet frequently. As a family.

Build home with ‘love’ as foundation (not with money.) | 1999

There is only ‘housing loan’. There is no ‘homing loan’. | 1997

Now they changed ‘housing loan’ to ‘home loan’ just to mislead you. | 200709

Age goes up, health comes down => that’s double impact. Age goes up, health comes down, time for exercise down => that’s triple impact.

In 1994, I said there would be ‘wedding loan’. In 2000, Stanchart made it happen. | 2000

Did you know that a ‘loan’ is for you to buy a ‘house’, not a ‘home’? It has been called ‘housing loan’ all these years. Now, some smart guys call it ‘Home Loan’. Strangely, people buy the idea (that such loan can buy you a ‘home’).

When child has a computer by himself in his room…family bond down, myopia up, society problem up, communication down, understanding among family down, electricity bill up, quarrel up… not finished yet.

Don’t loosely use ‘If you want ‘something’, work for it.’ Once the kid got it, it only proves they don’t need your money, guidance, understanding… anymore. | 1999

Ask kid ‘What will you do next?”, and not telling them ‘Do this or do that next.’ | 1998

Sometimes your spouse may not be wiser than you. But not to quarrel with your spouse is the wisest thing you can do to show that you are wiser than him/her. | 20070929

It’s after all not very wise to quarrel with your spouse in order to prove you are wiser. | 20070929

There are many ways of hugging. How many ways you know? How many ways you have used?

We feel irritated when our children ask ‘Papa, you go where?’ Wait till the day when you ask your children ‘Son, you go where?’

Someone said, “Kiss your kid good night even you wake him up.” I modified it to “Touch your kid/spouse good night even you frightened him/her.” 200709

Set up your home PC in the living room NOT the bedroom. | 1999

When we buy insurance, ‘Insurance’ comes before ‘Savings’. So is FP, ‘Family Planning’ should come before ‘Financial Planning.’ | 200710

Why everyone looks for Financial Planner, why not Family Panner? | 2000

A Family Planner will take care of your Financial Planning, but he is likely not going to take care of your family planning. | 200110

Many families thought they needed Financial Planning when what they actually needed was a Family Planning. | 200710

Many family do FP forgetting the other FP- Family Planning. | 200710

A husband without food and/or sex is an angry man. | 200709

Talking to your family members in a loud voice is like shouting to them. | 200710

Our kids are taught ‘to fight for’. And that is why they ‘are fighting for’ what we left behind.

Parents today are afraid that their children won’t take care of them. They should know that, in the same way, their children are also very afraid that they have to take care of their parents. | 200011

In the past, children were generally afraid of the parents. Today, parents are generally afraid of the kids. | 2006

We may fail to be a rich father, but not as a father. | 200110

Today so many fathers or mothers want to be a rich father/mother that they fail to be a father/mother. | 200710

We go for WHERE, WHAT, WHEN, WHICH, WHY, WHOSE, HOW, HOW MUCH… When ‘game over’ we only care for WHO. | 200103

If your child’s school result is no good, blame the school 50%, blame yourself 50%. If your child is not happy, blame yourself 100%.

Distance vs Direction.

Discipline vs Decision.

‘Shopping’ leads people to marriage. It also leads people to divorce. | 200201

I think a lot of parents believe that the foundation of a happy family is money. I think it should be love. | 200710

A family with love but not much money can still be happy. A family without love but with lots of money cannot have happiness.

It’s bad that if your kid tells you the money in her savings account is her money. She will tell you that the things she buys with her money is hers. She will tell you not to interfere in anything that comes with those things she buys. | 200710

If you ask your children to ‘work for what they want’, one day they will come back and tell you they actually don’t need you.

Don’t leave the PC in your kids’ room.

Many don’t have the courage to cancel ‘wedding’. But many have the courage to cancel ‘marriage’. | 200208

You are worried that your children won’t take care of you in future. You children also worried that they have to take care of you in future.

More kids are ‘spoiled’ by parent’s double standard than by any other reasons. | 200208

When there is double standard among parents, the kids will go for the easy one.

4 magic words – excuse me, please, sorry, thank you – are no more enough. ‘you can, ni xing’ must be added. | 200209

Funny! Many parents respect, worship, praise, idolise pastor (or ShiFu). But they only hope other’s kids to become that (not their own kids.) | 2002

I don’t know what is the first threat parents use. I only know they use many threat to bring up children. I also know the last threat they use is “You will have no share in my property.” | 200804

Don’t use ‘my money’, ‘your money’. Instead, use ‘family money’.

I stop sending YW to classes after classes because I learn to see what she has rather than what she doesn’t have. | 200212

Parents send kids to classes after classes mostly because they keep seeing what the kids do not have rather than what they have. | 200212

Every year after the national exam, there bound to be a kid who scores 4 As, swims 4 strokes, plays 4 instruments, speaks 4 languages… and every parent wants their kid to be like the ONE.

$9,000 can be spent in a 9-day family trip or in 365 days, at home. Which is right? | 200212

After each trip, we must be a least a bit better person (in any sense). If not, that trip is wasted. | 200804

If trips can make a person a better person, than I’d say Jesus is the worst person on earth. He did not even step out of His country.

The best thing you can give to your children: 1.) when you are live, your time; 2) when you are dead, your wife’s time. | 200405

Three questions to ask whenever you are faced with problems with children: do you hug them, do you kiss them, do you say ‘I love you’?

Everyone knows ‘holidays are family days’, not many know that ‘family days are holidays’. | 200804

Why everyone looks for Financial Planning (FP) while forgetting Family Planning (another FP)? | 2000

All parents want or hope to be rich parents. Only a few remember to be parents.

Housewives are supposed to do their ‘OWN PART’ in a family. But most of them want to do their ‘OWN WAY’.

Many parents worry that they will have to look after their children even when they are grown up. They are not aware that their children, at the same time, also very worry that they will have to look after their parents.

Never use ‘your money’ or ‘my money’ in a family. Instead, use ‘our money’ or ‘this family’s money’.

How often you say ‘I love you.‘ to your spouse or children?

When was the last time you said ‘I love you.‘ to your spouse or children?

How often you ‘touch’ or ‘hug’ your spouse or children?

There is a saying ‘Kiss your children good night even if you wake them up.’ But we extend it to ‘TOUCH your children or spouse even if you wake them up.’

Look at the GOOD side of your partner. It makes BOTH of you happy. Two happy persons make a happy couple. | 201503

Many men, after married for many years, become dumb, deaf, and blind.

Stop Doing. Start Thinking. Thinking Clearly Reduces Undesired Stress.